Credit Card Limited Time Offer – 3 Free Nights!

Kimpton Armory Hotel Hotel rooftop pool Bozeman Montana 6297334747-55x31
Book free nights at over 500,000 hotels, resorts, and villas, like the Kimpton Armory Hotel in Bozeman, Montana. Photo courtesy of Kimpton.
This post may contain affiliate links that pay us when you click on them.

The rewards program is an excellent choice for travelers who don’t have hotel elite status or loyalty to a specific brand. One of the best ways to earn free nights is by using the Rewards credit card. And, for a limited time, you can get three free nights when you apply and meet the minimum spending requirements. Here’s everything you need to know about the credit card limited time offer.

What is the Rewards loyalty program?

The Rewards loyalty program offers a simple and straightforward path to free stays for members. Simply create a free account (my referral link) and earn one stamp for every paid night booked through

How does it work?

For every 10 stamps earned, you’ll receive one free night bookable at While some loyalty programs limit your free rooms to select categories, your free night is based on the average of the 10 paid nights that earned your reward.

Free night example

For example, let’s stay you booked a 4-night vacation at an average of $200 a night. Then, you booked a 6-night vacation with an average of $150 per night. Your average cost is $170, excluding taxes and fees.

When you book your free night, you’ll have a credit of $170 towards that room. If the room you book costs more, simply pay the difference.

Benefits of the Rewards Visa Credit Card

Cardholders receive a variety of valuable benefits when they apply for the Rewards credit card. Here are some of the most popular benefits that are readers like:

Earn 1 stamp for every $500 spent

Most hotel credit cards have specific category bonuses to earn rewards towards free nights. The credit card simplifies your rewards strategy by earning one stamp for every $500 you spend. Many travelers love this feature because there are no bonus categories to remember.

When you spend $5,000, you’ll receive one free night worth $110. This equates to a 2.2% rebate on all spending, which is a pretty lucrative & hassle-free flat rewards rate.

Stamps earned from spending combine with stamps earned from reservations towards free nights and earning elite status. Credit Card Limited Time Offer

Automatic Silver elite membership

One of the common features of hotel credit cards is automatic mid-tier elite status. For as long as you have the credit card, you’ll have free Silver membership. Normally, you need to earn 10 stamps to achieve Silver elite status.

Silver membership includes free breakfast, airport transfers, WiFi, and more at select properties booked through

Spending on the card also counts towards Gold membership status, which includes free room upgrades, early check-in, and guaranteed late checkout. Between stamps earned from paid stays and credit card purchases, you need to earn 30 stamps in a year to reach Gold elite status. credit card limited time offer

No blackout dates

When redeeming your free nights, there are no blackout dates at over 500,000 properties, including hotel chains, beach resorts, villas, and more. While some other hotel loyalty programs claim “no blackout dates,” they often limit capacity at each hotel. That doesn’t happen with Your free night reward acts like cash when making your reservation.

No foreign transaction fees

When traveling internationally, you won’t be hit with surprise fees using your credit card. With some credit cards, these fees can be as high as 3%. And you won’t notice them until you receive your statement or check your account online. No foreign transaction fees with the card can save you up to 3% when traveling abroad.

Cell phone protection

Cardholders get cell phone protection against damage or theft when they pay their monthly bill with the credit card. You’re protected up to $600 per claim with a $25 deductible. This protection has a maximum claim limit of up to two claims every 12 months.

Keep in mind that this protection does not cover lost phones. Your phone must be damaged or stolen to make a claim.

Travel protections

When you use the credit card to pay for trips, you’re covered by valuable travel protections. Rental cars have secondary protection against damage or theft. And trip cancellation and interruption insurance covers up to $2,000 per person for non-refundable reservations.

No annual fee

Most hotel credit cards charge an annual fee, which makes it harder for some travelers to justify having the card. There is no annual fee with the Rewards Visa Credit Card.

Even if you only book with every so often, it makes sense to get the card. I primarily book hotels using points and free night certificates, but sometimes we visit cities that don’t have good redemptions options or brands that I like. In those situations, this card is a perfect compliment to my miles and points strategy.

Welcome bonus – limited time offer

Normally, you’ll receive two free nights when you spend at least $1,000 during the first three months.

Starting June 30, 2022, you can earn three free nights when you apply for the Rewards Visa Credit Card. The first two nights are earned after spending $1,000 within three months. Plus, you’ll receive a third free night after making a total of $4,000 in purchases within six months.

Spending $4,000 will give you eight Rewards stamps (1 stamp per $500). After meeting that minimum spend requirement, you’ll be close to earning another free night. Simply book two paid nights with or spend another $1,000 to earn the final two stamps to earn a fourth free night!

These free nights from the limited time offer welcome bonus are worth $125 each. Wherease free nights earned solely from credit card stamps are worth $110 each. If you want to book a more expensive room, simply pay the difference when completing your reservations.

Learn more about the best hotel credit card offers. credit card limited time offer

The bottom line

This credit card limited time offer for a 3rd free night is only available for a short period of time. And, if there are too many people applying, the bank could easily pull the offer sooner, rather than later. Apply now to get a third free night based on a reasonable minimum spend requirement. Plus, you’ll be close to earning a fourth free night.

While many readers focus on miles and points travel, the Rewards program is a great compliment when award travel doesn’t make sense or when you’re staying at hotels that aren’t part of your preferred loyalty programs.


Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.