Airlines Trying to Cut Pilot Training, Time to Book Summer 2023 Trips, Why Banks Close Unused Cards

credit cards from Pixabay american-express-89024
If you don't use your cards, the bank might try to close them.
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Welcome to The Morning Shave. We read a ton of travel articles each day for our research to share the best travel tips, tricks, and news with you. Here are the articles for Tuesday, September 20, 2022, that we think you should read.

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The Morning Shave

Why you should book your summer 2023 family vacation now — and what to keep in mind.

Summer is winding down and kids are back in school. While winter is just around the corner, it’s not too early to be thinking about next summer’s travel plans. Most airlines let you book up to 11 months in advance, and many hotels provide a booking window of 1-2 years. Plus, now’s the time to earn extra rewards on Black Friday and holiday shopping with a new credit card.

FAA rejects Republic Airways’ proposal to reduce the hours it takes to become a co-pilot.

Did you know that being a pilot requires 1,500 hours of flight time? With a 40-hour work week, that’s almost 9 months of training. Because of those requirements and simple math, it’s going to take a long time for airlines to train enough new pilots to handle the current shortage. Some airlines are trying to cut the requirements in half, but the FAA isn’t having it because shortchanging their training could put passengers’ lives at risk.

Miami to Grand Cayman American Airlines pilot Timmy
Flying to Grand Cayman. He may be cute, but he shouldn’t be flying the plane.

Newark Airport Will No Longer Be Considered an NYC Hub — What That Means for Travelers.

When flying to New York City, travelers usually get three options to choose from – JFK, EWR, and LGA. Technically, Newark is in New Jersey, but it’s actually closer to NYC than the other two airports. While you’ll still find all three options in your search results, Newark pricing may start to change compared to the New York State airports. Changes go into effect in October, so we’ll need to pay close attention to see what happens.

Do you know you can bring food through airport security?

We’ve all been conditioned not to bring liquids through airport security, but many people don’t know that bringing solid food is ok. Wet foods like soup, pho, etc. count as liquids, so keep those at home. While you may get weird looks from other passengers, bringing your own food is a good way to save money (airport food is expensive) and stay on your diet. Plus, people with food allergies can ensure that there are items that they can eat.

Why never using some of your credit cards may cause you to lose them.

Yes, banks want to make money from customers, so they encourage them to use their cards. And when the economy is uncertain, banks will proactively reduce credit limits or close accounts to reduce their risk. The REAL reason why banks close inactive credit cards is that they have to reserve against loan losses on all credit cards and loans, even when they aren’t being used. By closing accounts or reducing credit limits, they recapture some of that loan loss provision. This reduces their expenses (aka makes them look more profitable) and offsets loan losses and chargeoffs from other accounts. Bottom line… it’s all about making themselves look good on their quarterly earnings report.

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  1. Since SPG went away, I hadn’t realized that there were other hotel chains that allowed bookings over 12 months out. Which ones are those? Booking awards 2 years out could be invaluable.


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