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The Citi AAdvantage Executive credit card charges an annual fee of $450. Do you think this card is worth that much? Well, it can be in certain situations. Let’s talk about the credit card and who benefits from having it in their wallet.
Credit Cards That Earn AAdvantage Miles
American Airlines offers multiple credit cards through Citibank and Barclays for both consumers and small businesses. Each credit card has its pluses and minuses.
Citibank has the following American Airlines credit cards:
- AAdvantage MileUp card
- Citi AAdvantage Platinum Select card
- Citi AAdvantage Executive card
- CitiBusiness AAdvantage Platinum Select card
And Barclays offers a personal and business version:
- AAdvantage Aviator Red World Elite Mastercard
- AAdvantage Aviator Business Mastercard
I have the Barclays Aviator Red and the Citi AAdvantage Platinum cards. The Citi card has been in my wallet for a couple of years now, so I can safely apply for another American Airlines card and qualify for the sign-up bonus.
Please use my referral link when you’re ready to apply for the Citi AAdvantage Executive credit card.
I really want to have access to the Admirals Club lounge at the Nashville airport, so I recently applied for the Citi AAdvantage Executive credit card.
Citi AAdvantage Executive Credit Card Review
When I applied for the Citi AAdvantage Executive credit card in December 2018, there was an offer for 50,000 American Airlines AAdvantage miles. To earn the miles, I would need to spend $5,000 within three months. I timed my application with some larger bills that were due, like my auto insurance and property taxes.
Benefits of the Citi AAdvantage Executive Credit Card
Besides the 50,000 mile sign-up bonus, there are some additional perks to the Citi AAdvantage Executive credit card. These benefits can save you money and improve your travel experience.
- Priority Boarding with Group 4 (same as AAdvantage Gold members that fly 25,000 miles and spend $3,000 per year with American Airlines).
- Free checked bag for you and up to 8 friends and family on the same itinerary.
- Priority Check-in at the airport.
- Save 25% on food and beverages bought in-flight with your Citi AAdvantage Executive credit card.
- Priority Airport Screening (where available). I use CLEAR to skip the lines, so this isn’t a huge benefit to me. Use my referral link to try CLEAR free for two months.
- Earn 10,000 Elite Qualifying Miles each year you spend $40,000 on the card.
- Receive 2x miles when you use the credit card on eligible American Airlines purchases.
- Earn 1x mile on all other purchases.
- No foreign transaction fees.
- Add up to 10 authorized users at no charge. The Chase Sapphire Reserve charges $75 per authorized user and the American Express Platinum Card charges $175.
The biggest benefit to me is being able to have access to the American Airlines Admirals Club lounges when I travel.
How To Access The American Airlines Admirals Club
I recently moved from Southern California to Nashville and am still learning the nuances of my local airport. One thing I’ve learned is that my Amex Platinum and Priority Pass memberships don’t work here. The only airport lounge at BNA is the American Airlines Admirals Club.
You can enter the Admirals Club for free if you:
- Have American Airlines AAdvantage Executive Platinum, Platinum Pro or Platinum status.
- Have oneworld Emerald or Sapphire status.
- Are U.S. military personnel traveling in uniform traveling on a same-day flight operated by American Airlines.
If you don’t qualify to enter for free based on the above, you’ll have to pay to enter the Admirals Club lounge. There are three main ways to pay to enter the American Airlines Admirals Club Lounges:
- Annual Membership – up to $550 per year per person or $925 for a household.
- Day Passes – $59 each per person per day
- Citi AAdvantage Executive Card – $450 annual fee
How Many Locations Does The Admirals Club Have?
The American Airlines Admirals Club has more than 50 clubs worldwide. They are located in cities such as:
- Mexico City
- Washington DC
There are also more than 60 partner lounges that Admirals Club members and primary cardholders of the Citi AAdvantage Executive credit cards can access in cities, such as:
- Hong Kong
Click here for a complete list of the Admirals Club lounges and partner lounges.
The Bald Thoughts
The most economical way to enter the American Airlines Admirals Club lounges is with the Citi AAdvantage Executive credit card. The $450 annual is up to $100 cheaper than a single Admirals Club membership. Plus, you can bring in your spouse and children or two guests into the lounge at no charge.
The savings increase considerably if you want to give access to your spouse, friends, or co-workers so they can enter the Admirals Club lounge without you. Cardholders can add up to 10 authorized users at no charge. And each authorized user can enter the Admirals Club lounge with their own family or guests.
Because I’m now located in Nashville, where the only lounge at BNA is the Admirals Club, it makes total sense for me to have the Citi AAdvantage Executive credit card. Please use my referral link if you’d like to apply.
Does this credit card make sense for your wallet? What is your favorite Admirals Club lounge? Please let us know in the comment section below.
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