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TERMS AND CONDITIONS OF BALDTHOUGHTS.COM:

BaldThoughts.com provides the materials contained on this Website to our customers and visitors. BaldThoughts.com requires that all visitors to the Site adhere to the following Terms and Conditions. By accessing the Site and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth below without limitation or qualification. BaldThoughts.com may revise these Terms and Conditions at any time by updating this posting, which revisions will be binding upon all visitors to the Site. You should therefore visit this posting to review these Terms and Conditions from time to time as you visit the Site. For purposes of these Terms and Conditions references to BaldThoughts.com include its operators.

Ownership of materials

Except as otherwise indicated, this Website and its entire contents including, but not limited to, the text, information, material, software and graphics contained on this Website, are owned by BaldThoughts.com and its affiliates. The Materials are protected by copyright, trademark and other intellectual property laws and treaties. BaldThoughts.com makes no proprietary claim to any third-party names, trademarks or service marks appearing on this Web site. Any third-party names, trademarks, and service marks are the properties of their respective owners. The Materials may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted, or distributed in any way without BaldThoughts.com’s prior written permission.

Disclaimer and Limitation on Liability

BY USING THIS WEBSITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS WEBSITE AND THE INTERNET GENERALLY. THE INFORMATION IS PROVIDED AS IS, WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND. IN NO EVENT SHALL BALDTHOUGHTS.COM BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS OR ANY HYPERLINKED WEBSITE, EVEN IF BALDTHOUGHTS.COM OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

BaldThoughts.com will not be responsible for any errors or omissions in the Materials or information provided on this Website, nor for any loss or damage caused by your reliance on information obtained on this Website or in a hyperlinked site.

This Website provides information on credit cards. While BaldThoughts.com believes such information and advice to be reliable, we make no claims or representations about the accuracy, reliability, usefulness or completeness of such information or advice. BaldThoughts.com recommends that you get different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. You should not rely on any information or advice you obtain on this Web site. Any reliance by you on any information or advice will be at your own risk.

Governing law and jurisdiction

These terms and conditions of use shall be governed by and construed in accordance with the laws of the United States of America and the state of Connecticut, without giving effect to any choice of law or conflict of law provision or rule (whether of the state of Connecticut or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the United States or the state of Connecticut. By using this Website, you consent to the jurisdiction of the state and federal courts of New Haven County, CT, U.S.A. for any action or proceeding arising under or relating to these Terms of Use, this Website or the use of, or reliance on, this Website.

DISCLOSURE POLICY

BaldThoughts.com receives compensation from companies featured on this website. This compensation varies from company to company and could impact the way credit cards are ranked and presented to visitors. This website does contain content which might be viewed as a conflict of interest. This content may not be identified in any way. We strive to provide the most important information to our visitors and aim to provide recommendations based on what we believe to be the best deals for consumers, regardless of compensation.

INVESTMENTS

BaldThoughts.com is NOT an investment advisor and the comments posted herein are opinions of the authors.  While we have been professionals at one time, since we are not currently a registered investment advisor or broker, nor do we hold any current and/or valid securities or insurance licenses, our opinions should be considered that of a professional amateur.  Follow our advice at your own risk – we cannot and will not be held responsible for your independent decisions.

The opinions expressed here are the author's alone and have not been reviewed or endorsed by any company or third-party, unless clearly stated otherwise. The comments on this page are not provided, reviewed, or otherwise approved by the advertiser. It is not the advertiser's responsibility to ensure all posts and/or questions are answered.


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