I’m planning a weekend getaway with the family to visit a couple of Kimpton properties in Florida, so we need to rent a car. Rather than pay cash for them, I’m using some of my Chase Ultimate Rewards points to keep our vacation expenses low. Here’s how to rent a car using Chase Ultimate Rewards in 5 simple steps.
What are Chase Ultimate Rewards points?
Ultimate Rewards are the points currency created by Chase. These points can be redeemed for cash and gift cards, used towards travel, or transferred to one of several hotel and airline partners. Among travel circles, Chase Ultimate Rewards are seen as one of the most valuable of all the bank proprietary points’ programs.
How do you earn Chase Ultimate Rewards points?
You can earn Ultimate Rewards points from a good selection of personal and business credit cards offered by Chase. The latest and greatest card is the Chase Sapphire Reserve card, which currently is offering a 100,000 point sign-up bonus! You can also earn Ultimate Rewards points by shopping through their shopping portal.
Here are the current cards being offered by Chase where you can earn Ultimate Rewards points: (with current bonus offer in parentheses – as of September 1, 2016)
- Chase Sapphire Reserve (100,000)
- Chase Sapphire Preferred (50,000)
- Chase Freedom Unlimited (15,000)
- Chase Freedom (15,000)
- Chase Ink Plus (60,000)
- Chase Ink Cash (20,000)
Take note that points earned from both Freedoms or the Ink Cash cards can only be redeemed for cash unless you also have one of the more premium Sapphire or Ink Plus cards.
If you’d like to get one of these great cards, we appreciate it whenever a reader uses our referral link to apply.
How to book a rental car using Chase Ultimate Rewards points
Now that you have a Chase credit card that earns Ultimate Rewards points, the fun part is how to spend them. My goal is to spend as little as possible while enjoying amazing travel experiences with family and friends. With that in mind, I’m using a few of my Ultimate Rewards points to book our car rental for an upcoming trip to Florida, where we’ll be staying at the Kimpton Tideline Ocean Resort & Spa in Palm Beach and the Kimpton EPIC Hotel in Miami.
Step 1 – Log into your Ultimate Rewards account
Once you’ve logged into your Chase Ultimate Rewards account, either by going to Chase.com or directly to Chase.com/ultimaterewards, you’ll be able to see your account. If you have multiple accounts, you will be asked which account to access.
Step 2 – Explore and Book Travel
Hover over “Use Points” and click on “Explore & Book Travel” to access the ability to book travel using your Ultimate Rewards points.
Step 3 – Book rental car
Click on “Cars” and enter your rental information – pick-up location, pick-up and drop-off dates and times, and driver’s age, then click “Search.
Step 4 – Choose your rental car
Once you click search, you will be given a list of rental car options. You can sort by price, car class, or company. The results can also be filtered by company, car type, and car options.
As a side note, I also checked with Priceline and Costco Travel before booking my car rental reservation through Ultimate Rewards. Not only did I save money by using points instead of cash, the price for renting my car in Florida was cheaper through Ultimate Rewards than either Priceline or Costco for the dates I searched!
Step 5 – Pay with points, cash, or a combination
While you’re looking at the various options available, you will notice that the price is listed in both dollars and Ultimate Rewards points. The beauty of the Ultimate Rewards portal is that you can pay with either! By moving the slide back and forth, you can pay 100% cash, 100% points, or anywhere in between. It’s up to you.
When you redeem points for the car rental, you will be getting a redemption value of $0.0125 per point. In round numbers, a redemption for $100 will cost you 8,000 Ultimate Rewards points.
Pro Tip: One of the exciting benefits of the Chase Sapphire Reserve is that your points are now worth $0.015, which makes them 20% more valuable than before!
Once you decide how many Ultimate Rewards points to use, click to purchase and you’ll receive both an online and email confirmation of your rental car reservation. Super simple!
The Bald Thoughts
Chase Ultimate Rewards can be earned from 6 personal and business credit cards. You can redeem them for cash, transfer to hotel and airline partners, or you can use them to book travel through the Ultimate Rewards portal. Booking a rental car using Chase Ultimate Rewards is easy and can be done in 5 simple steps.
Have you used Ultimate Rewards points to book travel? Do you find the process to be this easy? What is your favorite use for Chase Ultimate Rewards points?